PROGRAM

JUNE 8th

10:30 – Registration of participants

10:40 – Welcome Address

• Giorgio Calcagnini, Rector of the University of Urbino Carlo Bo
• Francesco Gaetano, DG Justice, European Commission
• Giuseppe Travaglini, Dean of the DESP
• Germana Giombini, Coordinator of the project "Consumers and firms: the effects of the pandemic on financial fragility and over-indebtedness"

11:00 Session 1: Households Chair: Sergio Destefanis, University of Salerno

• Riccardo Ferretti, Umberto Filotto, Camilla Mazzoli (Univpm): "Financial literacy and financial advice seeking: a made-up story?"
• Sara Lamboglia (Bank of Italy), Massimiliano Stacchini: "On the drivers of financial literacy: the role of intergenerational mobility"
• Chiara Dal Bianco, Francesco Maura (Unipd), Francesca Parodi, Guglielmo Weber: "Subjective Survival Beliefs, Cognitive Skills and Investments in Risky Assets"
• Gökhan Buturak, Panu Kalmi, Olli-Pekka Ruuskanen, and Saara Vaahtoniemi (Pellervo Economic Research PTT): "Financial literacy and fragility in Finland"
• Alessandro Bellocchi, Giuseppe Travaglini (Uniurb): "Exploring the Relationship Between Financial Literacy and Uncertainty"

12:50 - Light Lunch

14:00: UNIURB and Financial Education I Future collaborations with the Director of the Italian EDUFIN Committee

14:20 - First keynote lecture - ANNAMARIA LUSARDI, Director of the Italian Financial Education Committee and George Washington University School of Business "Financial literacy and financial fragility: evidence from many years of data"

15:00 - Session 2: Households Chair: Sara Lamboglia, Bank of Italy

• Daniela Balutel, Christopher Henry, Kim Huynh, and Marcel Voia (Univ-orleans Fr and University of Bucharest): "Don't Know! Don't Care? We Should! 'Don't Know' Responses in Digital and Financial Literacy Questions"
• Daniela Marconi, Marco Marinucci (Bank of Italy), Giovanna Paladino: "Digitalization, financial knowledge and financial decisions"
• Grazioli Riccardo (Unicatt): "Financial literacy and vulnerability: Empirical evidence from the IACOFI survey"
• Valentina Catapano (Unipd), Luciano Greco: "The Regulation of Competitive Pension Funds with Endogenous Financial Literacy"
• Andrea Bacchiocchi (Uniurb), Federico Favaretto, Germana Giombini, Edgar Sanchez Carrera: "Banks versus Households: The economic incentives behind financially illiterate households"

16:50 - Coffee Break

17:10 - Second keynote lecture - REBEL COLE, Florida Atlantic University "SME Credit Availability Around the World"

17:50 - Closing of the first-day proceedings.

20:00 - Conference dinner

JUNE 9

09:00 a.m. Session 3: Households Chair: Daniele Previati, University Roma Tre

• Daniela Balutel, Walter Engert, Chris Henry, Kim P. Huynh (Bank of Canada), Doina Rusu, and Marcel Voia: "Gender Differences in Digital and Financial Literacy of Cryptoassets Owners?"
• Giulia Bettin, Emma Sarno, Taslim Md Uddin, Alberto Zazzaro (Unina): "Household gender disparity and financial investments"
• Edoardo Lanciano (Uniroma3), Daniele Previati, Ornella Ricci, Gianluca Santilli: "Does financial literacy affect the individual orientation towards sustainable investment decisions? Evidence from Italy"
• Chiara Mussida, Dario Sciulli (Unich): "A dynamic analysis of arrears and income poverty in Italy"

10:30 - Coffee Break

10:50 - Third keynote lecture - ANNALISA FERRANDO, European Central Bank "Financial conditions of euro area enterprises before and after the pandemic"

11:30 a.m. Session 4: Firms Chair: Piero Rubino

• Alessio D'Ignazio, Paolo Finaldi Russo (Bank of Italy), Massimiliano Stacchini: "Micro-Entrepreneurs' Financial and Digital Competences during the Pandemic in Italy"
• Gail Denisse Chamochumbi Diaz (Uniurb), Laerte Sorini, Federica Palazzi: "Financial fragility and creditworthiness of SMEs: potentialities of fuzzy logic"
• Davide Dottori, Giacinto Micucci, Laura Sigalotti (Bank of Italy): "Trade debts and bank lending in years of crisis"
• Giorgio Calcagnini, Federico Favaretto (Uniurb), Germana Giombini: "The effect of lockdowns on firms"

13:00 - Light Lunch

14:00: UNIURB and Financial Education II Launch of the MOOC "Moneta e Pagamenti" – in collaboration with Economia Per Tutti, Bank of Italy

14:15 Session 5: The pandemic, Financial Fragility and Financial Education Chair: Dieter Korczak, ECDN

• Anna Lo Prete (Unito), Giuseppe Bertola: "Financial literacy and risk protection during the Covid-19 pandemic"
• David Aristei (Unipg), Manuela Gallo, Pierluigi Murro: "Financial fragility and financial knowledge during the COVID-19 crisis"
• Alessio D'Ignazio (Bank of Italy), Ginevra Buratti: "Improving the effectiveness of financial education programs: A targeting approach"

15:25 - Coffee Break